Home insurance fraud has become a prevalent problem in Florida, especially in recent years. According to industry estimates, property/casualty insurance fraud amounts to more than $30 billion a year nationwide – a hefty price tag that gets passed on to homeowners. Insurance fraudsters come in all...
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How People’s Trust Insurance Simplified Claims in 7 Easy Steps
Imagine this Florida homeowner nightmare: One morning, you wake up to discover a stream of water creeping through the bathroom door. The culprit? A burst pipe. You open the door, and to your dismay, everything – the walls, the floor, your personal belongings – is damaged. In a panic, you call up a...
Is Jewelry Covered by My Home Insurance Policy?
Roses are red… violets are blue… my jewelry was just stolen… what should I do? Many homeowners may be wondering, “Does my home insurance policy cover this beautiful piece of jewelry?” It Depends… While personal property coverage is included under most standard home insurance policies, there are a...
Home for the Holidays: How Visitors Impact Your Insurance Policy
by People's Trust Marketing | Nov 10, 2015 Whether you’re hosting a holiday party or accommodating out-of-town family, opening your home up to guests presents a new set of risks that you may not think of on a day-to-day basis. Take, for example, the Griswold family of the “Vacation” movies. In...
7 Ways to Avoid Getting Caught in a Home Repair Insurance Scam
Filing a claim after a loss can be stressful. To avoid the hassle of having to hire a restoration contractor and coordinate repairs, many Florida homeowners seek out the help of a public adjuster. Public adjusters are insurance claims specialists who work independently from the homeowners'...
5 Halloween Home Insurance Hazards and How to Avoid Them
When you think of Halloween, do endless bags of candy, fun frights, and creative costumes come to mind? If you’re a homeowner, you should also consider all those spooky Halloween home insurance hazards lurking in the dark. Here are five common household liability issues that are likely to happen...
Vacation and Second Home Insurance: What You Need to Know
How to Insure Your Second Home Many people consider buying a second home for several reasons, including: Vacation home Rental property Tax benefits Long-term profits Flexibility in where you live No matter what reason you choose to buy a second home, it's important to protect your large...
6 Surprising Factors That Can Impact Your Home Insurance Rate
Shopping for a new home is an exciting time for many Floridians, but few know that the home they choose could make or break their home insurance rates. Whether you’re searching for an already-built home or planning to construct one from the ground up, there are some important factors to consider...
5 Ways to Save Money on Home Insurance
As the holiday season comes to a close, many Florida homeowners will be seeking out ways to revive their lifestyle – and their wallets. One of the biggest expenses Florida homeowners deal with is taking care of their homes. Fortunately, there are ways to reduce some of these costs, especially when...
Fraud in Homeowners Insurance
by PTI Marketing | Nov 07, 2013 Fraud is a HUGE problem in Florida. Fraud drives up the cost of homeowners insurance for everyone. Whether you are insured with People’s Trust Insurance or with another carrier - if you know of someone committing fraud against their insurance company,they are not...