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Homeowner’s Academy
This is your guide to interesting facts, tips and general homeowner information. We hope you find the information useful – and feel free to share with friends!

How People’s Trust Insurance Simplified Claims in 7 Easy Steps

Spring cleaning often comes with a fresh coat of paint. Painting can be a great way to change the feel of a room or give your home some great curb appeal. Painting also plays a role in home repair by protecting the wood of your home against the elements, essential here in Florida.

If you decide to try your hand at painting this spring, People’s Trust has some tips that can keep the experience enjoyable and safe for everyone in your family.

Try Some Eco-friendly Paint

Spring conjures up the sniffles for many people in the great outdoors, but paint may do the same thing inside of your home. Household paints have previously contained up to 300 toxic chemicals, including the hazardous volatile organic compounds (VOCs) that release particles into the air for years after you paint.

Try a low-VOC paint, which tends to be water-based, for any home interior painting. These have taken off in recent years and come in every shade and finish imaginable. Some brands also create no-VOC paints by replacing chemicals with more natural ingredients. These no-VOC paints are often pet-safe, but always check the label and never leave your pet unattended in a room where paint cans are open.

Home Repair Supervision

If you have children, never let them be in a room with open paint cans by themselves. If children are under the age of 10, they should never be in a room with any open painting materials. Even eco-friendly paints are extremely dangerous if ingested. If you believe your child has ingested any paint, immediately call poison control at 1-800-222-1222.

Try Cloth Catchers for Indoor and Outdoor Painting

You can pick up plastic sheets to protect your floors and lawn, but these often move and tear as you walk around painting. Turn to cloth or canvas drop cloths that will stay in place easier and can be weighed down with objects without the risk of tearing.

For painting the outside of your home, try a tarp with tie-holes. These can be staked into the ground to provide a steadier surface for a ladder.

Ventilate: Make Room to Breathe

If you’re painting inside, open the doors and windows. If your room has a fan, turn it on. You want proper ventilation for any space you’re painting to help air out the room and not breathe in paint fumes. If you can’t ventilate where you’re working, get a respirator and only paint in short stints.

Ventilation is essential to most common home repair improvements.

Stick to the Shade

If painting outside, you know that you need to take a break in the shade, but what about your materials? Paint, paint thinner and lacquer all need to stay in the shade as much as possible when painting outdoors.

Not only can heat and sun alter some of these items when they’re sitting in the can, but heat can also be a big problem for these flammable items. The city of Las Vegas actually warns its citizens to be careful when painting their homes or canvases outside because paint thinner has been ignited by the sun and started home fires.

Clean Up after Home Repairs

When you finish painting for the day, clean up the entire space. This will prevent spills and any accidental exposure.

Latex paints can typically be cleaned from surfaces and your skin with soap and water. Oil-based paints will have specific cleaning instructions located on the paint can itself. Take a look at your can before you start painting and write down what it says, because paint often spills on the outside of the can during the painting process.

Gasoline was once used to clean paint off of brushes, but this should never be used. Gasoline is extremely dangerous and should never be used as a cleaner for any object.

It’s always a smart practice to clean up and watch your space clearly when doing any home repair project.

Imagine this Florida homeowner nightmare: One morning, you wake up to discover a stream of water creeping through the bathroom door. The culprit? A burst pipe. You open the door, and to your dismay, everything – the walls, the floor, your personal belongings – is damaged.

In a panic, you call up a local water restoration company to come out and repair the damage. Within a few hours, they arrive at your doorstep. But before agreeing to make any repairs, they insist that you sign a broadly worded “Assignment of Benefits” contract.

The following month, you receive a phone call from your home insurance company. They inform you that the water restoration company you hired grossly inflated the repair bill and has now filed a lawsuit. Now you’re stuck in the middle of a home repair insurance scam…

Filing a claim shouldn’t trigger a headache!

That’s why People’s Trust Insurance transformed and improved how home insurance protection is delivered in Florida. Here’s how the People’s Trust model compares with other insurance companies.

1. Ready When Damage Strikes

Whether it’s a busted pipe, a fire, or storm damage, we’re ready when you need us. Our preferred contractor is one of the largest insurance restoration general contractors in the state and offers some of the highest quality repair and restoration expertise available in Florida. Their strategically located centers are stocked with millions of dollars worth of roofing supplies, tarps, generators, and more. Because they purchase recovery supplies in advance, they are able to avoid price spikes caused by post-storm demand. That lets them pass the savings on to you, our policyholders.

2. No-Hassle Claims Number

Your time is valuable. Set recovery in motion when you call People’s Trust first in the event of a loss. Our seamless, no-hassle approach to claims saves policyholders time and money. Simply call 561-609-1002.

3. 24/7 Emergency Response

You get access to our preferred contractor, as well as more than 200 full-time repair technicians and support staff. When the situation is urgent, they deploy upon notice to prevent further loss and make emergency repairs to your home. Whether it’s early on a Monday morning or late on a Saturday night, they are ready to help you get your life back to normal, fast.

4. Assess Damage, Determine Coverage

We’ll schedule our preferred contractor to perform an onsite inspection to assess damage. Then, our claims adjuster will call you to discuss coverage and next steps. Since we conduct comprehensive inspections on every home we insure, we are able to accurately determine coverage and avoid fraud, which in turn keeps premiums low for you.

5. Coordinated Repairs

With most insurance companies, the homeowner must meet with an adjuster, get price quotes, find contractors and subcontractors, manage the entire repair process, and run the risk of being victimized by fraudulent remediation companies. Our unique approach eliminates these unnecessary hassles. Since all covered repairs are professionally managed through our preferred contractor, you can rest assured that the workmanship will be fast, reputable and high quality.

6. Together Through the Recovery Process

Experiencing a claim can be especially overwhelming when the damage to your home impairs your daily life. We are your full partners in recovery through every step of the process until you’re back to pre-loss condition. Recovering from loss can be a stressful time, and you shouldn’t have to go through it alone.

7. Customer Satisfaction Guaranteed

At People’s Trust, we pride ourselves on providing quality service, as evidenced by our A rating from the Better Business Bureau. In addition, all repairs are backed by an industry-leading 3-year, 100% customer satisfaction guarantee on workmanship.

It’s Not How Other Insurance Companies Do Business. It’s Simply a Better Way.

Our simplified recovery process ensures our policyholders seamless, no-hassle recovery from damage in the event of a loss.

People’s Trust Insurance
18 People’s Trust Way
Deerfield Beach, FL 33441-6270

 

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