Simply a Better Way®

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Save up to 30% on your Homeowner's Insurance!

Save on Your Florida Homeowners Insurance Policy with These Discounts*

  • Age 55 and Older
  • Secured and Gated Community
  • Veterans and Active Military
Get Your Discounts *click on discounts for more information


Not only do you get the backing of strong financial reserves, you also benefit from the upfront investment our affiliate, the Rapid Response Team, who stocks millions of dollars in general and emergency supplies, ready to provide you with 24/7 emergency response.

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People's Trust simplifies your recovery from damage or disaster, helping you get your life back to normal quickly in the event of a claim.

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Our upfront investment in overall preparedness and everyday readiness allows us to pass the savings along to you and deliver some of the most competitive home insurance rates in Florida.

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Rapid Response Team Truck

24/7 Emergency Repairs

Water pipe burst? Fire damage? Whatever the emergency, our affiliated General Contractor, the Rapid Response Team, is ready to deploy day or night, 24/7 to make emergency repairs.

Rapid Response Team

Customer Service for PTI HP

Stress-Free Claims

People’s Trust policyholders receive 24/7 emergency mitigation for covered repairs and our direct repair model means the entire repair process is managed from start to finish.

Claims Process

Save More on Your Homeowners Insurance

You'll save money and get more value from our better way of doing business. By coordinating repairs through our affiliate, the Rapid Response Team, People's Trust can deliver a better customer experience while keeping costs affordable.

Get your price quote now.

Why We Created A Better Way

George W. Schaeffer, President and CEO

"Our goal is not to be the biggest homeowners insurance company in Florida; it's to be the best."

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