Maximize Your Florida Home Insurance Savings With These Great, NEW Discounts:

  • Age 55 and Older
  • Secured and Gated Community
  • Veterans and Active Military

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Save on your Florida Homeowners Insurance Policy with these Discounts*

People’s Trust Insurance offers affordable protection, without sacrificing quality. We offer several home insurance discounts and credits available to help you save even more on your Florida home insurance!

See how you can start saving with discounts like:

Couple over 55 driving red sports car

55 Years of Age or Older

If you or your spouse is 55 years or older, you qualify for our mature or senior discount of 5% on your Non-Hurricane portion of your premium. Please note the 5% discount is available when any named insured is age 55 or older on the effective date of the policy.

Military Mom and Child with American Flag

Military Personnel and Veterans

We are so thankful and grateful for the men and women who serve or who have served in the armed forces. To show our appreciation, we offer a special 5% discount to any named insured who is on active duty or retired from the U.S. Armed Forces. This discount will be applied to the Non-Hurricane portion of your premium.

Gated community in Florida

Secured and Gated Community

If you live in a neighborhood that is 24-hour manned or has passkey gates then you are eligible to receive a 5% discount toward the Non-Hurricane portion of your policy premium. Seasonal and Secondary residences are not eligible for
this discount.

Browsing Peoples Trust on iPad

Paperless Policy Delivery

Going paperless with your insurance documents isn’t just great for the planet, it will help save you money! When you become a People’s Trust policyholder just ask for the paperless discount and enjoy the savings each year!

*Combined discounts may not exceed 10%

Additional ways to save with credits that can help lower your premium!

Burglar Alarm Credit

We offer credits for burglar and/or fire alarms that are monitored by a central station. You must provide a current alarm certificate, dated within the last year, from the monitoring company to receive credit. In addition to alarms, fire sprinklers can also help you save on your premium. Ask your agent to help apply this credit to your policy.

Insurance Scoring Credit

Looking for another way to save? You may qualify for additional credits on your premium with an Insurance Scoring Credit.

Policyholders with better-than-average insurance scores will see a reduction in their non-hurricane portions of their premiums. Ask your agent to run your insurance score to determine your savings potential.

Wind Mitigation Credits – Roofs and Hurricane Windows

Homeowners can receive substantial credits for outfitting their homes with windstorm mitigation features that withstand or are more resistant to high winds. If you have a roof age that is from 2002 or newer or your home has added hurricane windows you may qualify for additional saving.

Generally, a wind mitigation inspection is needed to determine which credits apply to a home. If you would like to get a new windstorm inspection, People’s Trust can help, call and schedule your wind-mitigation inspection.

Join our family of more than 100,000 Florida homeowners.


*Actual rates will vary according to the unique characteristics of each insured home. Individual savings may vary. Savings not guaranteed. Coverages, discounts and features subject to availability, individual eligibility, state laws and underwriting requirements. Coverage exclusions and limitations may apply. For more information on this insurance and related programs, contact People’s Trust Insurance Company. *Combined discounts may not exceed 10%