Florida Insurance Industry

Policyholder Information

How Assignment of Benefits Scams Work

  When a home is damaged, the owner calls a repair contractor – for example, a roofer or plumber. The contractor gets the homeowner to sign a broadly worded Assignment of Benefits, or AOB, form, which lets the contractor get paid directly by the insurance company. The problem is, some underhanded...

The Downside of Calling a Restoration Company After a Water Emergency

From burst pipes to leaky appliances, there’s nothing worse than coming home to a water emergency… or is there? In recent years, we’ve witnessed some disconcerting trends among water remediation and restoration companies that are costing Florida home insurance companies and policyholders… and the...

How A Claim Is Handled

Do you have a claim to submit to People’s Trust?  Our experienced claims professionals are just a phone call away, available to assist you with whatever emergency your family faces 24 hours a day, seven days a week. People’s Trust prides itself on treating our valued policyholders how we want to...

Flood Insurance in Florida

People’s Trust Will Help You Get the Flood Coverage You Need With hurricane season upon us and a projection of five hurricanes this year, it’s time to think about flooding and flood insurance. In the U.S., floods cause more property damage yearly than any other weather-related catastrophe. That’s...

Are You Paying Too Much for Florida Home Insurance?

You receive an envelope from your home insurance carrier, open your invoice, and GASP! You’re sitting there wondering why you pay that much for home insurance. What determines homeowner’s insurance premiums, and what can you do to decrease the cost of yours? Take a look… Where do you live?...