How Assignment of Benefits Scams Work
When a home is damaged, the owner calls a repair contractor – for example, a roofer or plumber. The contractor gets the homeowner to sign a broadly worded Assignment of Benefits, or AOB, form, which lets the contractor get paid directly by the insurance company. The...
The Downside of Calling a Restoration Company After a Water Emergency
From burst pipes to leaky appliances, there’s nothing worse than coming home to a water emergency… or is there? In recent years, we’ve witnessed some disconcerting trends among water remediation and restoration companies that are costing Florida home insurance...
Home Insurance Fraud: How to Spot the Scam
Home insurance fraud has become a prevalent problem in Florida, especially in recent years. According to industry estimates, property/casualty insurance fraud amounts to more than $30 billion a year nationwide – a hefty price tag that gets passed on to homeowners....
Hurricane Shutter Installation Tips From The Experts
We asked our preferred contractor about installing Florida storm shutters. Here are their expert insights: PRE-LABEL STORM SHUTTERS One of the biggest mistakes many Florida homeowners make prior to a major storm is failing to pre-label storm shutters. As a result,...
Protecting Your Florida Home Against Earth, Wind, and Fire (and More!)
Protecting Your Florida Home Against Earth, Wind, and Fire (and More!) Your home is your sanctuary. Your place of rest. Where you go to escape the stresses of day-to-day life. Unfortunately, there are numerous hazards that can cause serious damage to your home and...
How People’s Trust Insurance Simplified Claims in 7 Easy Steps
Imagine this Florida homeowner nightmare: One morning, you wake up to discover a stream of water creeping through the bathroom door. The culprit? A burst pipe. You open the door, and to your dismay, everything – the walls, the floor, your personal belongings – is...
Expert Tips to Prepare Your Home Before a Storm Strikes
We asked our preferred general contractor how our policyholders could better prepare for the Florida storm season. PUT AWAY “MISSILES” During a major storm, you don’t want any “missiles” flying around your house. Put away all objects that are outside your house and...
How A Claim Is Handled
Do you have a claim to submit to People’s Trust? Our experienced claims professionals are just a phone call away, available to assist you with whatever emergency your family faces 24 hours a day, seven days a week. People’s Trust prides itself on treating our valued...
Flood Insurance in Florida
People’s Trust Will Help You Get the Flood Coverage You Need With hurricane season upon us and a projection of five hurricanes this year, it’s time to think about flooding and flood insurance. In the U.S., floods cause more property damage yearly than any other...
Rainy Season in Florida Brings Flooding Hazards
Keep those umbrellas and raincoats close by because we are not even halfway through the rainy season. Florida’s official rainy season runs from May 15 through October 15, and the state usually receives about 70% of its yearly rainfall during this time. Being a...