Homeowner's Academy

This is your guide to interesting facts, tips and general homeowner information. We hope you find the information useful - and feel free to share with friends!

5 Halloween Home Insurance Hazards and How to Avoid Them

Beware of these spooky Halloween home insurance hazards lurking in the dark

Why Is Florida Homeowners Insurance Going Up?

The perfect storm brewing in the state’s property insurance marketplace has made landfall

Notable Hurricanes That Hit Florida in the 2000s

We look at some of the most notorious hurricanes to hit the state in the last two decades

Portable Generator Safety Tips

If you own a home in Florida, having a generator is critical. Follow these portable generator safety tips to avoid any safety disasters.

Overhead view of Florida street with houses and tiled roofs

6 Surprising Factors That Can Impact Your Home Insurance Rate

Whether you’re searching for an already built home or planning to construct one from the ground up, there are some important factors to consider before you purchase your dream home. Let’s take a look…

Two toddlers using an upside down table as a raft in a flooded home

Does Your Homeowners Insurance Cover Water Damage?

Does your homeowners insurance cover water damage and common water perils? We look at five common water perils covered by home insurance policies.

Lit jack-o'-lanterns lining the walkway of a house on suburban street

5 Halloween Home Insurance Hazards and How to Avoid Them

Halloween home insurance hazards are scary. Here are 5 common household liability issues that can happen during Halloween—and how to avoid them.

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People's Trust Reviews

“I just want to express how very pleased my wife and I have been with your company and how you have related and dealt with our claim. I honestly believe it couldn't have been better. From the moment of our first filing till the completion of the project, everything has gone very well.”

Jan B.
Policyholder
South Daytona

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Rapid Response Team, an entity affiliated to People's Trust Insurance Company, may coordinate or provide all repair services in conjunction with our better way approach. Participation in the better way approach requires the selection of the Preferred Contractor Endorsement Form, E023. Our better way approach is subject to product terms, exclusions and limitations.
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