Homeowner's Academy

This is your guide to interesting facts, tips and general homeowner information. We hope you find the information useful - and feel free to share with friends!

Why Is Florida Homeowners Insurance Going Up?

The perfect storm brewing in the state’s property insurance marketplace has made landfall

Top Locations Overdue for Natural Disaster - A Survival Guide

Here are the U.S. locations that may be considered "overdue" for a natural disaster. Here's why.

How to Prevent Vandals from Targeting Your Home

We’ve outlined some steps you can take to deter thieves from targeting your house.

Two Adirondack chairs on a wooden pier next to a canoe overlooking a lake and a summer cabin

Vacation and Second Home Insurance: What You Need to Know

Second homes are generally more expensive to insure because they are considered riskier than primary homes. Homeowners should consider bundling insurance policies and updating their home security to help reduce their premiums.

A woman thinks about ways to use her smart speaker, which sits atop a wooden table

Privacy vs Security: Is Getting a Smart Home Worth It?

Smart home devices offer voice- and app-controlled features that make your home-life more convenient. While smart technology helps protect your home, it can also be associated with privacy and security issues.

A homeowner signing a homeowners insurance policy

What Is Property and Casualty Insurance?

Property and casualty insurance is a blanket term that covers homeowners, auto, condo, renters, landlords, and toy insurance. This type of insurance offers protection from liability as well as damage to personal property.

Person standing on a doormat that reads “welcome” by the front door of a house

How to Prevent Vandals from Targeting Your Home

If vandalism is a common problem in your area, deter criminals by installing exterior lighting and sturdy fencing. Consider befriending your neighbors, organizing a community watch group, or planting privacy bushes.

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People's Trust Reviews

“When issues surfaced that seemed unsolvable, People’s Trust had the answers. As a homeowner, I hope I never have to experience an insured loss again, however if I do, I want to be insured through People’s Trust and have the Rapid Response team to rely on.”

John C.
Policyholder
Coral Springs

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Rapid Response Team, an entity affiliated to People's Trust Insurance Company, may coordinate or provide all repair services in conjunction with our better way approach. Participation in the better way approach requires the selection of the Preferred Contractor Endorsement Form, E023. Our better way approach is subject to product terms, exclusions and limitations.
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