• GET A QUOTE
  • CUSTOMER LOGIN
  • AGENT SIGN-IN
People's Trust Insurance
  • Customer Login
  • Agent Sign In
  • Insurance
    • Insurance ChoicesLearn about Florida homeowner’s insurance options
    • Flood InsuranceInformation about flood insurance in Florida
    • Insurance TermsInsurance Terms Glossary of terms
    • Buyers Guide HubHome insurance buying info
    • Discountsavailable discounts on home insurance
    • Homeowners InsuranceTraditional home insurance information
  • Policyholders
    • Policyholder InformationInformation for People’s Trust policyholders
    • Make a PaymentHow to make a payment
    • File a Claim24/7 claims support
    • Update InformationUpdate your information
  • Info Center
    • Homeowner’s AcademyArticles about home insurance
    • Q&A LibraryAnswers to frequently asked questions
    • CareersLaunch your career with People’s Trust
    • NewsroomView our latest news
    • Contact UsHow to contact People’s Trust
    • Hurricane Planning HubNeed-to-know hurricane info
  • About Us
    • Simply a Better WayLearn about our unique approach to protecting your home
    • Our CommunityWe don’t just insure your home, we live here too!
    • Executive TeamMeet our executive leadership team
    • Financial StrengthFinancially strong for when you need us most
    • People’s Trust ReviewsReviews from current policyholders
    • CareersLaunch your career with People’s Trust
    • People’s Trust TestimonialsTestimonials from current policyholders
  • GET A FREE QUOTE
Select Page
  • Celebrations
  • Florida Insurance Industry
  • Home Care
  • Household Finance
  • Insurance Online
  • Weather Preparation
Homeowner’s Academy
This is your guide to interesting facts, tips and general homeowner information. We hope you find the information useful – and feel free to share with friends!

10 Common Myths about Hurricanes

Spring cleaning often comes with a fresh coat of paint. Painting can be a great way to change the feel of a room or give your home some great curb appeal. Painting also plays a role in home repair by protecting the wood of your home against the elements, essential here in Florida.

If you decide to try your hand at painting this spring, People’s Trust has some tips that can keep the experience enjoyable and safe for everyone in your family.

Try Some Eco-friendly Paint

Spring conjures up the sniffles for many people in the great outdoors, but paint may do the same thing inside of your home. Household paints have previously contained up to 300 toxic chemicals, including the hazardous volatile organic compounds (VOCs) that release particles into the air for years after you paint.

Try a low-VOC paint, which tends to be water-based, for any home interior painting. These have taken off in recent years and come in every shade and finish imaginable. Some brands also create no-VOC paints by replacing chemicals with more natural ingredients. These no-VOC paints are often pet-safe, but always check the label and never leave your pet unattended in a room where paint cans are open.

Home Repair Supervision

If you have children, never let them be in a room with open paint cans by themselves. If children are under the age of 10, they should never be in a room with any open painting materials. Even eco-friendly paints are extremely dangerous if ingested. If you believe your child has ingested any paint, immediately call poison control at 1-800-222-1222.

Try Cloth Catchers for Indoor and Outdoor Painting

You can pick up plastic sheets to protect your floors and lawn, but these often move and tear as you walk around painting. Turn to cloth or canvas drop cloths that will stay in place easier and can be weighed down with objects without the risk of tearing.

For painting the outside of your home, try a tarp with tie-holes. These can be staked into the ground to provide a steadier surface for a ladder.

Ventilate: Make Room to Breathe

If you’re painting inside, open the doors and windows. If your room has a fan, turn it on. You want proper ventilation for any space you’re painting to help air out the room and not breathe in paint fumes. If you can’t ventilate where you’re working, get a respirator and only paint in short stints.

Ventilation is essential to most common home repair improvements.

Stick to the Shade

If painting outside, you know that you need to take a break in the shade, but what about your materials? Paint, paint thinner and lacquer all need to stay in the shade as much as possible when painting outdoors.

Not only can heat and sun alter some of these items when they’re sitting in the can, but heat can also be a big problem for these flammable items. The city of Las Vegas actually warns its citizens to be careful when painting their homes or canvases outside because paint thinner has been ignited by the sun and started home fires.

Clean Up after Home Repairs

When you finish painting for the day, clean up the entire space. This will prevent spills and any accidental exposure.

Latex paints can typically be cleaned from surfaces and your skin with soap and water. Oil-based paints will have specific cleaning instructions located on the paint can itself. Take a look at your can before you start painting and write down what it says, because paint often spills on the outside of the can during the painting process.

Gasoline was once used to clean paint off of brushes, but this should never be used. Gasoline is extremely dangerous and should never be used as a cleaner for any object.

It’s always a smart practice to clean up and watch your space clearly when doing any home repair project.

As Florida homeowners gear up for the 2023 hurricane season, a tidal wave of “tips and tricks” are once again hitting the Internet to describe how to best protect your home from a major storm. But how do you know which ones to believe and which ones should be blown off? After all, you can’t always believe everything you hear and read. Luckily, you came to the right place because you can trust us on these myths we’ve busted. Keep reading to find out that what you believed was protecting your home may actually be putting you at more risk.

We’ve collected 10 common hurricane-related myths and the truths behind them to help you (and your home) better prepare for hurricane season.

Myth #1: Taping your windows is the best way to prevent them from shattering during a hurricane.
Fact: Tape cannot withstand flying debris caused by hurricane-force winds. 54% of Americans believe taping their windows protects them from hurricane damage, do not waste your time and money on this myth! Opt for tested and approved storm shutters or emergency plywood instead.

Myth #2: It’s “only” a tropical storm
Fact: Tropical storms, even tropical depressions, still pose a serious hazard. They often generate widespread, torrential rains of more than 6 inches, which may result in deadly and destructive floods. Even though tropical storms do not reach the high winds of hurricanes, they still bring a tremendous amount of rainfall.

Myth #3: My Homeowner’s insurance definitely covers all water damage.
Fact: Wrong. Homeowners need a separate flood insurance policy for damage caused by rising water. It is highly recommended to get Flood Insurance for complete protection on your home. Find out why you should buy flood insurance in Florida.

Myth #4: Before a storm, fill bathtubs and sinks to use as a drinking water reserve in case the power goes out.
Fact: Water stored in a bathtub can be used for washing clothes, bathing, or flushing toilets. Unfortunately, it’s not considered sanitary enough for drinking purposes. Opt for bottled water instead.

Myth #5: Crack your windows open to stabilize pressure during a hurricane.
Fact: This is one of the worst things you can do in a storm. If you let strong wind into your home, it’s going to look for a forceful way out, breaking your windows upon impact. In addition, buildings are not airtight. Your home is constructed with enough small openings to prevent pressure from causing anything to explode.

Myth #6: Using sandbags prevents water intrusion.
Fact: While sandbags can redirect water away from your home, they are not the end-all-be-all solution. To ensure optimum sandbag water mitigation, fill sandbags halfway, tap into place, and do not stack sandbags more than three layers high.

Myth #7: Winds are the most dangerous aspects of hurricanes
Fact: Nearly nine out of ten U.S. deaths from tropical cyclones are due to water. Storms are categorized by wind speeds, but it’s the water rise that makes up for nearly half of tropical cyclone-related deaths.

Myth #8: Hurricanes only happen between June 1st and November 30th (Hurricane Season)
Fact: Both hurricanes and tropical storms have been recorded in every single month of the year. Even though most do take place during hurricane season, it has happened out of season before and most likely will happen again.

Myth #9:My roof is the most vulnerable part of my home during a hurricane.
Fact: Garage doors are the most vulnerable areas of a home during hurricanes. If the doors come off, the forceful winds entering inside could create such intense pressure that could remove your rooftop.

Myth #10:Since I don’t live in a high-risk flooding area, I don’t need flood insurance
Fact: Around 25% of the overall amount of flood claims come from moderate and low-risk flood areas. Flooding can happen anywhere in the state of Florida.

People’s Trust Insurance
18 People’s Trust Way
Deerfield Beach, FL 33441-6270

 

Policyholders

  • Policyholder Information
  • Make a Payment
  • File a Claim
  • Update Information

Info Center

  • Homeowner's Academy
  • Newsroom
  • Q&A Library
  • Contact Us

Insurance

  • Insurance Choices
  • Homeowners Insurance
  • Flood Insurance
  • Insurance Terms
  • Buyers Guide Hub
Better Business Bureau Accredited Business
member of faia
Enterprise Award Winner

© 2026 | People's Trust Insurance Company | Terms of Use | Privacy Policy