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Homeowner’s Academy
This is your guide to interesting facts, tips and general homeowner information. We hope you find the information useful – and feel free to share with friends!

Planning Your Next Vacation? Watch Out for These Common Travel Scams

Spring cleaning often comes with a fresh coat of paint. Painting can be a great way to change the feel of a room or give your home some great curb appeal. Painting also plays a role in home repair by protecting the wood of your home against the elements, essential here in Florida.

If you decide to try your hand at painting this spring, People’s Trust has some tips that can keep the experience enjoyable and safe for everyone in your family.

Try Some Eco-friendly Paint

Spring conjures up the sniffles for many people in the great outdoors, but paint may do the same thing inside of your home. Household paints have previously contained up to 300 toxic chemicals, including the hazardous volatile organic compounds (VOCs) that release particles into the air for years after you paint.

Try a low-VOC paint, which tends to be water-based, for any home interior painting. These have taken off in recent years and come in every shade and finish imaginable. Some brands also create no-VOC paints by replacing chemicals with more natural ingredients. These no-VOC paints are often pet-safe, but always check the label and never leave your pet unattended in a room where paint cans are open.

Home Repair Supervision

If you have children, never let them be in a room with open paint cans by themselves. If children are under the age of 10, they should never be in a room with any open painting materials. Even eco-friendly paints are extremely dangerous if ingested. If you believe your child has ingested any paint, immediately call poison control at 1-800-222-1222.

Try Cloth Catchers for Indoor and Outdoor Painting

You can pick up plastic sheets to protect your floors and lawn, but these often move and tear as you walk around painting. Turn to cloth or canvas drop cloths that will stay in place easier and can be weighed down with objects without the risk of tearing.

For painting the outside of your home, try a tarp with tie-holes. These can be staked into the ground to provide a steadier surface for a ladder.

Ventilate: Make Room to Breathe

If you’re painting inside, open the doors and windows. If your room has a fan, turn it on. You want proper ventilation for any space you’re painting to help air out the room and not breathe in paint fumes. If you can’t ventilate where you’re working, get a respirator and only paint in short stints.

Ventilation is essential to most common home repair improvements.

Stick to the Shade

If painting outside, you know that you need to take a break in the shade, but what about your materials? Paint, paint thinner and lacquer all need to stay in the shade as much as possible when painting outdoors.

Not only can heat and sun alter some of these items when they’re sitting in the can, but heat can also be a big problem for these flammable items. The city of Las Vegas actually warns its citizens to be careful when painting their homes or canvases outside because paint thinner has been ignited by the sun and started home fires.

Clean Up after Home Repairs

When you finish painting for the day, clean up the entire space. This will prevent spills and any accidental exposure.

Latex paints can typically be cleaned from surfaces and your skin with soap and water. Oil-based paints will have specific cleaning instructions located on the paint can itself. Take a look at your can before you start painting and write down what it says, because paint often spills on the outside of the can during the painting process.

Gasoline was once used to clean paint off of brushes, but this should never be used. Gasoline is extremely dangerous and should never be used as a cleaner for any object.

It’s always a smart practice to clean up and watch your space clearly when doing any home repair project.

Ahhh… there’s nothing like a good vacation! Whether it’s the beach, the mountains, or an exotic getaway, we all love the chance to kick back, unwind, and escape from the daily grind.

Unfortunately, scammers also know how much we love vacations and will go to great lengths to separate us from our hard-earned money.

Here are three common vacation scams to watch out for and what you can do to avoid getting ripped off.

The Vacation Rental Scam

Unless you live close by, it’s nearly impossible to verify the condition or even the existence of your vacation rental. Scammers exploit this reality by posting fake vacation rental listings in online classified ads or forums. These ads are usually bursting with detail, describing the luxuries of the rental and an incredibly low price. To book your stay, you’re required to pay a large upfront deposit.

Unfortunately, once you arrive at your destination and realize it was all a scam, the scammer and your money are nowhere to be found.

The Sweepstakes Scam

We all love winning something big, and scammers take advantage of this desire. They will notify you by snail mail or email that you have won an all-expense-paid trip to some exotic location.

The catch? You must pay a “service fee” or “handling charge” to claim your prize, and it must be paid via debit card or wire transfer. Red flag, anyone?

The Social Media “Free Vacation” Scam

Have you ever seen a post in your Facebook news feed asking you to click on a link for a chance to win a free all-expenses-paid trip? Yep… that’s probably a social media “free vacation” scam.

It all begins when a scammer shares a sweepstakes-like post on social media. To increase exposure, they invite you to like or comment on the post for a chance to win. Once the post has received thousands of engagements, they slightly tweak the post and ask people to click on a link to enter the contest. But it’s not just any link – this link directs to a website that allows the scammer to steal your personal information.

Tips for Avoiding Vacation Scams

As you make your vacation plans, avoid getting scammed by putting these tips into practice:

  • Offers that sound “too good to be true” almost always are.
  • Be very cautious of the word “free.”
  • Always use a company’s direct website when finding and evaluating special offers.
  • Unsolicited offers are usually fake.
  • Watch out for high-pressure sales tactics like “Today Only” deals or limited offers.

Do Your Research

You can always do independent research when assessing a vacation offer. Check the Better Business Bureau to see if the business is accredited and verify that the company is correctly licensed before giving away your personal information.

Important Resources

Hotels and timeshares are regulated by the state in which they’re located. To verify a license or file a complaint about a hotel or timeshare in Florida, visit www.myfloridalicense.com.

Travel agencies and promoters of travel-related services are licensed and regulated by the Florida Department of Agriculture and Consumer Services. To verify a license or file a complaint, visit FDAC.

If you suspect you are a victim of financial fraud, report it to the Florida Office of Financial Regulation, either online or by calling 850-487-9687.

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Deerfield Beach, FL 33441-6270

 

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