• GIVE US A CALL (561) 609-1000
  • (561) 609-1000
  • GET A QUOTE
  • CUSTOMER LOGIN
  • AGENT SIGN-IN
People's Trust Insurance
  • Customer Login
  • Agent Sign In
  • Insurance
    • Insurance ChoicesLearn about Florida homeowner’s insurance options
    • Flood InsuranceInformation about flood insurance in Florida
    • Insurance TermsInsurance Terms Glossary of terms
    • Buyers Guide HubHome insurance buying info
    • Discountsavailable discounts on home insurance
    • Homeowners InsuranceTraditional home insurance information
  • Policyholders
    • Policyholder InformationInformation for People’s Trust policyholders
    • Make a PaymentHow to make a payment
    • File a Claim24/7 claims support
    • Update InformationUpdate your information
  • Info Center
    • Homeowner’s AcademyArticles about home insurance
    • Q&A LibraryAnswers to frequently asked questions
    • CareersLaunch your career with People’s Trust
    • NewsroomView our latest news
    • Contact UsHow to contact People’s Trust
    • Hurricane Planning HubNeed-to-know hurricane info
  • About Us
    • Simply a Better WayLearn about our unique approach to protecting your home
    • Our CommunityWe don’t just insure your home, we live here too!
    • Executive TeamMeet our executive leadership team
    • Financial StrengthFinancially strong for when you need us most
    • People’s Trust ReviewsReviews from current policyholders
    • CareersLaunch your career with People’s Trust
    • People’s Trust TestimonialsTestimonials from current policyholders
  • GET A FREE QUOTE
Select Page
  • Customer Login
  • Agent Sign In
  • Insurance
    • Insurance ChoicesLearn about Florida homeowner’s insurance options
    • Flood InsuranceInformation about flood insurance in Florida
    • Insurance TermsInsurance Terms Glossary of terms
    • Buyers Guide HubHome insurance buying info
    • Discountsavailable discounts on home insurance
    • Homeowners InsuranceTraditional home insurance information
  • Policyholders
    • Policyholder InformationInformation for People’s Trust policyholders
    • Make a PaymentHow to make a payment
    • File a Claim24/7 claims support
    • Update InformationUpdate your information
  • Info Center
    • Homeowner’s AcademyArticles about home insurance
    • Q&A LibraryAnswers to frequently asked questions
    • CareersLaunch your career with People’s Trust
    • NewsroomView our latest news
    • Contact UsHow to contact People’s Trust
    • Hurricane Planning HubNeed-to-know hurricane info
  • About Us
    • Simply a Better WayLearn about our unique approach to protecting your home
    • Our CommunityWe don’t just insure your home, we live here too!
    • Executive TeamMeet our executive leadership team
    • Financial StrengthFinancially strong for when you need us most
    • People’s Trust ReviewsReviews from current policyholders
    • CareersLaunch your career with People’s Trust
    • People’s Trust TestimonialsTestimonials from current policyholders
  • GET A FREE QUOTE
  • GIVE US A CALL (561) 609-1000
  • (561) 609-1000
  • GET A QUOTE
  • CUSTOMER LOGIN
  • AGENT SIGN-IN
  • Celebrations
  • Florida Insurance Industry
  • Home Care
  • Household Finance
  • Insurance Online
  • Weather Preparation
Homeowner’s Academy
This is your guide to interesting facts, tips and general homeowner information. We hope you find the information useful – and feel free to share with friends!

Florida’s Mold Danger

Where To Check for Mold in Your Home

Mold is a major source of distress and illness in Florida because it can flourish on almost any surface, even on the soil in your garden. Mold is potentially dangerous, comes in thousands of varieties, and loves humid environments. The reason it is often found in our homes is that building materials contain the nutrients that molds love, while bathrooms and air conditioners provide the moisture that helps it grow quickly.

If you spot mold early, it’s usually harmless if you clean it. Unfortunately, long-term exposure to mold can cause significant health issues for many Americans. Exposure can give you respiratory problems that mimic hay fever, coughing, and irritation of the throat.

People’s Trust especially suggests that seniors stay on the lookout for mold because older Americans and those with existing respiratory or other chronic diseases are at a significant risk of developing fungal infections in their lungs.

Common Mold Sources

Many items we use every day can become mold sources if they’re left out and gather moisture. Paper and cardboard products that sit around are among the most common sources of mold inside homes, as is the caulking around bathtubs and toilets.

However, ceiling tiles, wooden floorboards, siding, wallpaper, insulation, and carpet are common places where mold will grow. When any of these become wet, you should mark them and either watch for mold growth or replace them ahead of time just to be sure.

Mold commonly grows near water damage in your home, such as leaking roofs, leaking or broken pipes, condensation accumulation on windows or doorways, and even near the catch trays below some potted plants.

Eliminating Mold in Your Home

Thankfully, many mold cleaners on the market can safely and immediately get rid of mold on the common surfaces in your home. Cleaners often specialize in different surfaces, and you can get something specifically tailored to your needs.

If you find mold on a porous surface, such as untreated wood or ceiling tiles, it is often best to replace these. Porous surfaces give mold a space to grow that you can’t always reach, so you may not be able to completely clean it.

To create your cleaner, mix one cup of bleach with one gallon of water. This can be used on most surfaces in your home. When using bleach, never mix it with other chemicals and always wear clothes that provide adequate coverage of your skin.

For mold in your AC, the Centers for Disease Control recommends turning on a dehumidifier at night or during the day if your unit runs all day. Clean any of your filters regularly, or use disposable filters that you should replace each month.

Exhaust fans in the kitchen and bathroom should also be used to discourage the growth of mold. Another great tip for bathrooms and kitchens is to remove any carpet in these rooms. If you use floor mats or rugs, be sure to clean them regularly.

When water damage is causing your mold issue, contact People’s Trust to see if you can make a homeowner’s claim about the water damage. We can walk you through the process and also give you advice to help prevent further problems. One of our favorite tips is to install non-burst hoses on your appliances to help keep water damage away.

This Blog is sponsored by:
People’s Trust Insurance Company

Our Story

 

People’s Trust Insurance has created a better way to deliver Florida homeowners insurance protection to Floridians. Built on preparedness and rapid response, our unique approach provides the greatest value and a simplified recovery experience for our policyholders.

 

People’s Trust Insurance
18 People’s Trust Way
Deerfield Beach, FL 33441-6270

Policyholders

  • Policyholder Information
  • Make a Payment
  • File a Claim
  • Update Information

Info Center

  • Homeowner's Academy
  • Newsroom
  • Q&A Library
  • Contact Us

Insurance

  • Insurance Choices
  • Homeowners Insurance
  • Flood Insurance
  • Insurance Terms
  • Buyers Guide Hub
Better Business Bureau Accredited Business
member of faia
Enterprise Award Winner

© Copyright 2025 | People's Trust Insurance Company | Terms of Use | Privacy Policy