Floods are the #1 most common natural disaster in the United States. Standard homeowners insurance doesn’t cover flooding; it’s important to have protection against flooding from hurricanes, tropical storms, heavy rains, and other conditions that affect Florida. Just because you haven’t experienced a flood in the past doesn’t mean you won’t in the future.
What is a flood?
Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many factors can cause flooding: hurricanes, broken levees, outdated or clogged drainage systems, and rapid rainfall accumulation. Floods are NOT covered by your homeowners insurance policy. You must purchase SEPARATE Flood Insurance, no matter who you are insured with for home insurance, to cover yourself for a flood.
What are the statistics relating to the impacts of flood and my home?
- Nearly 20% of Flood Insurance Claims come from moderate-to-low risk areas.
- Eight of the most significant flood events in our nation’s history have occurred in the past two years.
- On average, only two inches of water in your home can cause $7,800.00 or more in damage!
- Flash floods can occur within a few minutes or hours of excessive rainfall.
Protect Yourself with Flood Insurance
Just a few inches of water from a flood can cause tens of thousands of dollars in damage. Over the past 10 years, the average flood claim has exceeded $33,000. Flood insurance is the best way to protect yourself from devastating financial loss.
Call People’s Trust Insurance today to discuss your Flood Insurance needs: 561-417-1111
There is a 30-day waiting period for most new policies, so please act now.
Note: The above information was obtained from the Federal Emergency Management Agency (FEMA).Flood Insurance Policies are issued by First Community Insurance Company.