Property and casualty (P&C) insurance is a general term that describes various forms of insurance that can help protect you and your physical property. This includes the types of insurance that typically cover items like your car, home, and even businesses, as well as situations in which you are...
Florida Insurance Industry
Do You Have to Have Homeowners Insurance?
by Guylaine Cadorette | Feb 17, 2021 You don't have to have homeowners insurance. With increasing monthly premiums, forgoing a home insurance policy may seem like a simple way to reduce the overall costs of homeownership. And if you're able to pay for your home upfront in cash or have completely...
People’s Trust Insurance Reduces High Home Insurance Costs
Protect Your Home and Avoid Claims in the New Year
No one plans for their homes to have a loss – but, accidents happen. While you can’t control everything that could happen, there are preventative measures you can take to help prevent your Florida home from experiencing the unfortunate. Below are the top 5 home insurance claims and what you can do...
How People’s Trust Insurance Responded to Hurricane Irma
Homeowner's Academy This is your guide to interesting facts, tips and general homeowner information. We hope you find the information useful - and feel free to share with friends!
Why You Should Get Flood Insurance in Florida
With Florida having the title of being the largest coastal flooding threat in the country, flood insurance seems like a smart choice. However, most homeowners in Florida do not have flood insurance. Only 13% of the entire state withholds flood insurance, the remaining 87% are at risk of paying...
Does Your Homeowners Insurance Cover Water Damage?
Water damage is one of the leading claims filed by homeowners and accounts for billions of dollars in losses annually in the U.S. Yet many homeowners are unaware of what types of water perils are—and are not—covered by their home insurance policy. Unfortunately, this can put homeowners in a...
Debunking Popular Florida Flood Insurance Myths
When it rains, it pours in Florida! Every year, Florida receives at least 50 inches of rain, with most rainfall occurring in the summer months. And you know what comes with rain… floods! Floods are the number one natural disaster in the United States, and Florida is the leading state for flood...
5 Things You Need to Know about Flood Insurance
From hurricanes to torrential afternoon rainstorms, the Sunshine State is not so sunny when it comes to flooding. Whether you are located in a high-risk zone or a low-risk zone, having flood insurance will ensure that your home is covered if a disaster strikes. What are the top things Florida...
The Importance of the Flood Insurance a Communication by FEMA
by PTI Marketing | Mar 18, 2015 CONSUMER NOTICE The following important information comes from the Federal Emergency Management Agency (FEMA). Floods are the #1 most common natural disaster in the United States. Standard homeowners insurance doesn’t cover flooding. It’s important to have...