Florida Insurance Industry

Property and casualty (P&C) insurance is a general term that describes various forms of insurance that can help protect you and your physical property. This includes the types of insurance that typically cover items like your car, home, and even businesses, as well as situations in which you are...

Homeowner's Academy This is your guide to interesting facts, tips and general homeowner information. We hope you find the information useful - and feel free to share with friends!

When a home is damaged, the owner calls a repair contractor – for example, a roofer or plumber. The contractor gets the homeowner to sign a broadly worded Assignment of Benefits, or AOB, form, which lets the contractor get paid directly by the insurance company. The problem is, some underhanded...

With Florida having the title of being the largest coastal flooding threat in the country, flood insurance seems like a smart choice. However, most homeowners in Florida do not have flood insurance. Only 13% of the entire state withholds flood insurance, the remaining 87% are at risk of paying...

Info Center Watch Our Videos People's Trust Reviews "On the evening of June 10th, my Town home was flooded after a pipe burst in my upstairs guest bathroom. The water gushed throughout the floor into the hallways, bedrooms, down the walls and stairwell. My fiancé and I had not even been in our...

Water damage is one of the leading claims filed by homeowners and accounts for billions of dollars in losses annually in the U.S. Yet many homeowners are unaware of what types of water perils are—and are not—covered by their home insurance policy. Unfortunately, this can put homeowners in a...

When it rains, it pours in Florida! Every year, Florida receives at least 50 inches of rain, with most rainfall occurring in the summer months. And you know what comes with rain… floods! Floods are the number one natural disaster in the United States, and Florida is the leading state for flood...

From burst pipes to leaky appliances, there’s nothing worse than coming home to a water emergency… or is there? In recent years, we’ve witnessed some disconcerting trends among water remediation and restoration companies that are costing Florida home insurance companies and policyholders… and the...

by PTI Marketing | Jul 18, 2014 Where To Check for Mold in Your Home Mold is a major source of distress and illness in Florida because it can flourish on almost any surface, even on the soil in your garden. Mold is potentially dangerous, comes in thousands of varieties, and loves humid...