Florida Insurance Industry

Assignment of Benefits (AOB) abuse is rampant in Florida. It is driving up home insurance premium rates, and it is causing homeowners to commit insurance fraud without knowing it.

by PTI Marketing | Jun 08, 2022 Ever wonder what makes up Rapid Response Team?  We sat down with the Director of Human Resources for Rapid Response Team from People’s Trust Insurance and asked her a few questions. What type of staff does the Rapid Response Team consist of? Our core staff in each...

Homeowners can receive substantial credits for outfitting their homes with windstorm mitigation features that withstand or are more resistant to high winds. We highly recommend that Florida homeowners, especially those living in more hurricane-prone regions, consider investing in wind mitigation...

Imagine this: You just signed up with a new Florida home insurance company. Shortly after, a heavy storm sweeps through your neighborhood. To your dismay, you come home to find a gaping hole in the middle of your roof with a large tree branch protruding through it. You frantically contact your...

Property and casualty (P&C) insurance is a general term that describes various forms of insurance that can help protect you and your physical property. This includes the types of insurance that typically cover items like your car, home, and even businesses, as well as situations in which you are...

by Guylaine Cadorette | Feb 17, 2021 You don't have to have homeowners insurance. With increasing monthly premiums, forgoing a home insurance policy may seem like a simple way to reduce the overall costs of homeownership. And if you're able to pay for your home upfront in cash or have completely...

When a home is damaged, the owner calls a repair contractor – for example, a roofer or plumber. The contractor gets the homeowner to sign a broadly worded Assignment of Benefits, or AOB, form, which lets the contractor get paid directly by the insurance company. The problem is, some underhanded...