Florida Insurance Industry

Policyholder Information

Ever Wonder What Makes Up Rapid Response Team?

by PTI Marketing | Jun 08, 2022 Ever wonder what makes up Rapid Response Team?  We sat down with the Director of Human Resources for Rapid Response Team from People’s Trust Insurance and asked her a few questions. What type of staff does the Rapid Response Team consist of? Our core staff in each...

What Is “Wind Mitigation” and Why Do I Need It?

Homeowners can receive substantial credits for outfitting their homes with windstorm mitigation features that withstand or are more resistant to high winds. We highly recommend that Florida homeowners, especially those living in more hurricane-prone regions, consider investing in wind mitigation...

7 Questions to Ask When Buying Florida Home Insurance

Imagine this: You just signed up with a new Florida home insurance company. Shortly after, a heavy storm sweeps through your neighborhood. To your dismay, you come home to find a gaping hole in the middle of your roof with a large tree branch protruding through it. You frantically contact your...

Why Is Florida Homeowners Insurance Going Up?

Why Is Florida Homeowners Insurance Going Up?

by Guylaine Cadorette | Sep 25, 2020 The perfect storm that has been brewing in Florida's property insurance marketplace has finally made landfall—and it's wreaking havoc on homeowners insurance rates. The three leading causes of premium spikes include Assignment of Benefits fraud, Hurricane Irma,...

What Is Property and Casualty Insurance and What Does It Cover?

Property and casualty (P&C) insurance is a general term that describes various forms of insurance that can help protect you and your physical property. This includes the types of insurance that typically cover items like your car, home, and even businesses, as well as situations in which you are...

Do You Have to Have Homeowners Insurance?

by Guylaine Cadorette | Feb 17, 2021 You don't have to have homeowners insurance. With increasing monthly premiums, forgoing a home insurance policy may seem like a simple way to reduce the overall costs of homeownership. And if you're able to pay for your home upfront in cash or have completely...

People’s Trust Insurance Responds to Hurricane Irma

by BROOKE GOLD HASSON | Sep 13, 2017 Hurricane Irma has had devastating impacts on Florida. Our thoughts are with everyone whose lives have been disrupted by rain, wind, and floods. If you are a People’s Trust policyholder, call our claims hotline at 877-333-1230 as soon as you become aware of any...