From hurricanes to torrential afternoon rainstorms, the Sunshine State is not so sunny when it comes to flooding. Whether you are located in a high-risk zone or a low-risk zone, having flood insurance will ensure that your home is covered if a disaster strikes. What are the top things Florida...
Florida Insurance Industry
Protect Your Home and Avoid Claims in the New Year
No one plans for their homes to have a loss – but, accidents happen. While you can’t control everything that could happen, there are preventative measures you can take to help prevent your Florida home from experiencing the unfortunate. Below are the top 5 home insurance claims and what you can do...
Are You Paying Too Much for Florida Home Insurance?
You receive an envelope from your home insurance carrier, open your invoice, and GASP! You’re sitting there wondering why you pay that much for home insurance. What determines homeowner’s insurance premiums, and what can you do to decrease the cost of yours? Take a look… Where do you live?...
Assignment of Benefits Abuse
Assignment of Benefits (AOB) abuse is rampant in Florida. It is driving up home insurance premium rates, and it is causing homeowners to commit insurance fraud without knowing it.
Ever Wonder What Makes Up Rapid Response Team?
by PTI Marketing | Jun 08, 2022 Ever wonder what makes up Rapid Response Team? We sat down with the Director of Human Resources for Rapid Response Team from People’s Trust Insurance and asked her a few questions. What type of staff does the Rapid Response Team consist of? Our core staff in each...
What Is “Wind Mitigation” and Why Do I Need It?
Homeowners can receive substantial credits for outfitting their homes with windstorm mitigation features that withstand or are more resistant to high winds. We highly recommend that Florida homeowners, especially those living in more hurricane-prone regions, consider investing in wind mitigation...
7 Questions to Ask When Buying Florida Home Insurance
Imagine this: You just signed up with a new Florida home insurance company. Shortly after, a heavy storm sweeps through your neighborhood. To your dismay, you come home to find a gaping hole in the middle of your roof with a large tree branch protruding through it. You frantically contact your...
Do You Have to Have Homeowners Insurance?
by Guylaine Cadorette | Feb 17, 2021 You don't have to have homeowners insurance. With increasing monthly premiums, forgoing a home insurance policy may seem like a simple way to reduce the overall costs of homeownership. And if you're able to pay for your home upfront in cash or have completely...
What Is Property and Casualty Insurance and What Does It Cover?
Property and casualty (P&C) insurance is a general term that describes various forms of insurance that can help protect you and your physical property. This includes the types of insurance that typically cover items like your car, home, and even businesses, as well as situations in which you are...
Why Is Florida Homeowners Insurance Going Up?
by Guylaine Cadorette | Sep 25, 2020 The perfect storm that has been brewing in Florida's property insurance marketplace has finally made landfall—and it's wreaking havoc on homeowners insurance rates. The three leading causes of premium spikes include Assignment of Benefits fraud, Hurricane Irma,...