HAPPY 4TH OF JULY! Our offices are closed on the 4th and 5th in celebration of Independence Day. If you need to make a payment, please do so prior to 5 PM Wednesday the 3rd. Have a safe and fun–filled holiday weekend! GET A QUOTE MAKE A PAYMENT FILE A CLAIM CONTACT US […]
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Save on your Florida Homeowners Insurance Policy with these Discounts*
[…] windstorm mitigation features that withstand or are more resistant to high winds. If you have a roof age from 2002 or newer or your home has added hurricane windows, you may qualify for additional savings. Generally, a wind mitigation inspection is needed to determine which discounts apply to a home. If you would like […]
How Much Homeowners Insurance Do I Need ?
[…] coverage should equal the replacement cost of your house, which is not always equal the home’s sale price. For a precise calculation of your home’s replacement value, using a certified appraiser is recommended. However, you can calculate the value yourself by multiplying the average construction costs per square foot for your city by […]
Glossary of Terms
[…] Value is the cost of replacing damaged property with comparable new property, minus depreciation (decrease in value due to wear, tear and time). For example, a 10 -year–old chair will be replaced at its current value – not what it would cost to purchase new – because of a decade of depreciation. Q. Who […]
People’s Trust Insurance Claims – Our Team is Ready
[…] ask all policyholders to “Call Us First!” to report a claim. If a pipe bursts in your home, our preferred contractor will mitigate water damage with high -end commercial water vacuums and keep the air moving with large blowers. If your home suffers a fire, our preferred contractor will board up any breaches in […]