Home Insurance Buyers Guide Hub

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Home Insurance Buyers’ Resources


Welcome to our Home Insurance Buyers’ Guide Hub! We’ve compiled specific articles and resources to help you understand the ins and outs of buying homeowners insurance in Florida. You can learn how to estimate your coverage needs, ways you can save on premiums, and what to look for in a policy.

Whether you’re an experienced or first-time homeowner, there’s plenty of useful information here. You can also download our printer-friendly Home Insurance Buyers Guide, which contains handy checklists and everything you need to know about buying homeowners insurance.


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What Does an HO3 Policy Cover?

Find out what an HO3 policy is, what types of coverage it provides, and how it differs from other categories of home insurance.

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How to Compare Home Insurance Policies

Learn how to compare insurance companies and their homeowners policies against your insurance needs so you can make a smart buying decision.

Person signing a homeowners insurance policy.

How to Make Sure You Have ENOUGH Homeowner’s Insurance

Did you know that more than half of American homeowners are underinsured? Learn how to determine how much homeowner’s insurance you need to cover your risk.

Wind Mitigation Infographic

Wind Mitigation Features Can Lower Your Premium

Find out how you can receive discounts on your monthly premium for outfitting your home with windstorm mitigation features.