Buying Florida Home Insurance Online
Ready to Buy Florida Homeowners Insurance Online?
Skip the phone call.
See what coverage is available for your Florida home, get your quote and buy your policy online. Just answer a few questions about yourself and your home, review your coverage options and price, and purchase your policy online when you’re ready.
It only takes a few minutes to get started.
What Do I Need to Buy Homeowners Insurance Online?
Before you begin, gathering a few things can make the process even faster.
You’ll want to have:
- Your Florida property address
- Basic information about you and your home
- Your current homeowners insurance information, if applicable
- Your mortgage information, if applicable
- Your wind mitigation report, if required
Having this information ready can help you move from quote to coverage without stopping along the way.
Questions About Buying People’s Trust Home Insurance Online
Can I really buy People's Trust homeowners insurance completely online?
Yes. People’s Trust Insurance allows you to purchase your home insurance policy online without speaking with an insurance representative.
You’ll answer questions about yourself and your property, receive your quote, review your coverage options, provide the required information and documents, and complete your purchase online.
What information do I need to get a homeowners insurance quote online?
You’ll typically need basic information about yourself and your home. Here is what you will need:
- Your Florida property address
- Basic information about you and your home
- Your current homeowners insurance information, if applicable
- Your mortgage information, if applicable
- Your wind mitigation report, if required
Do I need a wind mitigation inspection to buy homeowners insurance online?
A wind mitigation inspection is an assessment of your home’s ability to withstand high winds, which is particularly important in Florida. This report may be required to complete your People’s Trust online home insurance purchase. If it’s not provided, we may assume credits based on your home’s age, which may not apply all the credits available to you.
Your wind mitigation report documents features of your home that can help reduce damage during high-wind events. If your home has features that help reduce wind damage, such as a hip roof or impact resistant windows, you may qualify for significant discounts on your premium.
How long does it take to get a homeowners insurance quote online?
It can take as little as eight minutes! The exact time may depend on your property and whether additional information or review is required.
Can I compare coverage options before I buy?
Yes. Before purchasing, you can review the available coverages, limits, deductibles, endorsements, and other policy options so you understand the protection you’re choosing, and to see how those choices affect your premium.
When does my home insurance coverage start?
You’ll select or be provided with an effective date during the purchase process. Your coverage begins on the effective date you choose, provided all applicable requirements have been met.
Will my home need an inspection after I buy insurance online?
Possibly. Depending on your home’s age, condition, and other underwriting factors, an inspection may be required before or after coverage begins.
What happens if I need help while buying my policy online?
If you have questions or need assistance completing your purchase, we’ll be happy to help! Just call: xxx-xxx-xxxx.
What should I review before purchasing home insurance online?
Review your coverage limits, deductibles, exclusions, endorsements, premium, effective date, and the information you provided about your home. Make sure you understand what your policy does and does not cover before completing your purchase.