The Essential Hurricane Preparedness Guide

Brought to you by People's Trust Insurance

Are You Prepared for Hurricane Season?

The Essential Hurricane Preparedness Guide offers valuable tips and recommendations, as well as important checklists and forms to help you prepare for storm season, including:

  • Emergency Kit Checklist
  • Important Documents to Print
  • How to ride out the storm at home vs. when to consider evacuating

Download the Guide

National Hurricane Preparedness Week runs from May 3 - 9. As Floridians, we all know that preparing for hurricane season ahead of time is critical, perhaps more now than ever before.

After an active Atlantic hurricane season in 2019, experts are predicting the 2020 season to result in above normal activity with 14-18 named storms, 9 hurricanes and 4 major hurricanes. This is higher than the average hurricane season, which has 12 named storms, 6 hurricanes and 3 major hurricanes. The Tropical Meteorology Project team at Colorado State University (CSU) predicts a 68% chance of a hurricane landfall in Florida this hurricane season. This is a 17% increase from the average of 51% chance of landfall for the Sunshine State. But as the National Oceanic and Atmospheric Administration (NOAA) warns, "It only takes one storm to change your life and community."

People’s Trust is committed to helping policyholders and all Floridians prepare. Download the 2020 Florida Hurricane Preparedness Guide today!

It’s Simply A Better Way to prepare for hurricane season!


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Expert Tips to Prepare Your Home Before a Storm Strikes

by Brooke Gold Hasson | Apr 24, 2019

PrepareHomeTipsOur affiliated Rapid Response Team, Florida's largest insurance restoration general contractor, is prepared to provide emergency repairs to our policyholders in the event that a major storm makes landfall in Florida. The Rapid Response Team’s restoration specialists help our policyholders get back to normal fast.

We asked our affiliate, Rapid Response Team, Florida's largest insurance restoration general contractor, how our policyholders could get better prepared for the Florida storm season. 


During a major storm, you don’t want any “missiles” flying around your house. Put away all objects that are outside your house and not attached to the ground, like barbecue grills, trashcans, umbrellas, basketball hoops, children’s toys, patio furniture and flag posts.

Also, many Florida homeowners underestimate the risk of damage from outdoor flowerpots. Unfortunately, flowerpots can be picked up and tossed around by heavy winds, turning them into “flying missiles” too. That potted fern may seem innocent, but you will think differently when it is flung through the air at 100 mph.

Trimming your trees before a hurricane will help keep any damage from flying tree limbs to a minimum for both you and your neighbors. It will also help keep clean-up to a minimum after any storm. Call a professional tree trimming service for help.

And, don’t forget to clear your rain gutters! 


Many homes in Florida neighborhoods have entryway chandeliers. Unfortunately, the only thing usually holding it in place is an electrical cord and a skinny chain. To prevent your entryway chandelier from becoming a projectile:

  • Disconnect the chandelier, OR
  • Tie the chandelier to one of the concrete poles holding up the portico. In the event that the chandelier breaks loose, it will hit the ground, rather than through someone’s car window or the house across the street.


Trimming your trees reduces the likelihood of a tree falling down or catching wind, potentially causing additional damage to your home. Trees that are big and bushy, like black olive trees, can easily fall over and take out your roof or car.


If placed in your garage, carport or near your house, the genset may release carbon monoxide into your home. To prevent the risk of CO poisoning, place the genset away from your house where it gets a nice breeze. Also connect a chain from your genset to a nearby structure or tree to prevent it from being stolen.
Never place electrical cords near a mud puddle or water source. If you’re running an electrical cord from the genset to your house, make sure it has a clean path where it’s not going to get rained on


Personal safety is paramount in the event of a hurricane. More injuries occur after a hurricane from people trying to overdo things, such as installing storm shutters and chain sawing fallen tree branches, because they are not used to the increased level of physical excursion.

To prevent the risk of throwing out your back or landing in the ER for a severe injury, pace yourself, or consider hiring a company to do the “heavy lifting” for you.

To prevent the risk of throwing out your back or landing in the ER for a severe injury, pace yourself, or consider hiring a company to do the “heavy lifting” for you.