Homeowner's Academy

This is your guide to interesting facts, tips and general homeowner information. We hope you find the information useful - and feel free to share with friends!


Picture of a white bench and bright pink flowers on the front porch of a bright blue house.
Do You Have to Have Homeowners Insurance?

Homeowners insurance isn't legally required, but you may still have to purchase a policy depending on the terms of your mortgage. Either way, you may want it, as home insurance protects your property and your finances when the worst happens to your house.

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A thief dressed in black and holding a flashlight rummaging through a home I the dark.
Does Home Insurance Cover Theft? What Is & Isn't Covered

Your home insurance often includes personal property coverage that insures your belongings in the event of a burglary and theft. Every insurance policy is unique, so it's important to review the extent of coverage you have for your valuables and belongings.

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What is Florida Homestead Exemption
What Is the Florida Homestead Exemption?

Recently moved into a new home? You could save hundreds of dollars a year by applying for a Florida homestead exemption! Here’s what you need to know to get started.

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Couple reviewing their renewal notice for homeowners insurance
Why Is Florida Homeowners Insurance Going Up?

Assignment of Benefits fraud, Hurricane Irma, and reinsurance claims have caused Florida homeowners insurance to go up. We look at the impact of these three factors.

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