Homeowner's Academy

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Peak Hurricane Season in Florida

by PTI Marketing | Jul 15, 2019

According to the National Weather Service, August through October are the peak months of hurricane season, meaning most hurricanes hit during this period. Throughout this time 96% of major hurricanes occur and 40% of all U.S hurricanes hit Florida. Being prepared during this time is crucial, especially in the state of Florida. Florida has been hit by more hurricanes than any other state. Since 1851, only eighteen hurricane seasons have passed without a known storm impacting the state. To help get fully prepared download our essential 2019 Hurricane Preparedness Guide to ensure you, your family, and your home stays as safe as possible.

Why Hurricanes are More Likely to Develop Now

Ocean water temperature and wind shear have a significant impact on why these months indicate the peak of hurricane season. The temperature of the water rises as summer continues, the combination of sunny days, warmer air temperatures and more moisture in the air, rises the chance of a hurricane forming. Wind shear is the most critical factor in controlling hurricane formation. It hurts tropical cyclones by removing the heat and moisture they need to form. Also, wind shear distorts the shape of a hurricane by blowing the top away from the lower portion of the hurricane. Wind shear is strong at the beginning of hurricane season, but as the season goes on it starts to weaken, reaching a minimum by mid-August. Without wind shear, the opportunity of a hurricane forming is enhanced greatly. The combination of warm ocean waters and no wind shear creates the peak of hurricane season.

Know Your State

Not so lucky for us Florida homeowners, we live in the state that gets hit with the most hurricanes. As you can see in the picture below, 117 hurricanes have hit Florida since 1851, that’s almost double as major storms that hit Texas, the runner-up.  It is no question that living in Florida is risky during hurricane season, so you want to make sure you are protected by the best homeowner’s insurance company in Florida.

Map of hurricanes per state since 1851


Past Hurricanes in Florida

Hurricane Michael, the last hurricane to hit Florida, caused an estimate of $35.1 billion in damages. Hurricane Irma hit Florida in 2017 and caused $50 billion in damages, the costliest hurricane to strike Florida, also the 5th costliest in the U.S. The Okeechobee hurricane in 1928 killed more than 2,500 people, making it the deadliest hurricane to hit Florida and 3rd in the U.S. In 2004, 4 major hurricanes hit Florida; Hurricane Charley (category 4), Frances (category 4), Ivan (category 5) and Jeanne (category 3). The following year 3 hurricanes landed in Florida. As you can see Florida gets hot with a lot of major hurricanes. Each hurricane mentioned landed during the peak of hurricane season.

Always be Prepared

Even though it is more probable a hurricane will form during the peak of hurricane season it is not guaranteed, the unexpected could strike at any time,  therefore you want to be prepared at all times. Hurricanes and tropical storms have the potential to produce heavy rainfall which leads to flooding. You want to keep in mind most homeowner insurance policies do not cover flooding, you will need an additional flood insurance policy. Keep in mind, it takes 30 days to be put into effect!

How to Get Prepared

It’s essential to make sure you know how to keep your home safe when the inevitable happens. Use the 2019 hurricane guide we gathered to help your preparations a little bit easier. It offers valuable tips and recommendations, as well as important checklists and forms to help you prepare for the peak of hurricane season. It includes an emergency kit checklist, important documents to print and how to ride out a storm at home vs. when to consider evacuating.

Click to download the Essential Hurricane Preparedness Guide

Prepare before it’s too late! Get ready now!