Homeowner's Academy

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The Importance of the Flood Insurance a Communication by FEMA

by BROOKE GOLD HASSON | Mar 18, 2015


flood-house-300x223The following important information comes from the Federal Emergency Management Agency (FEMA).

Floods are the #1 most common natural disaster in the United States. Standard homeowners insurance doesn’t cover flooding. It’s important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact Florida.

What is a flood?

Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a flood: hurricanes, broken levees, outdated or clogged drainage systems and rapid accumulation of rainfall.

What are the statistics relating to the impacts of flood and my home?

  • Nearly 25% of flood insurance claims come from moderate-to-low risk areas.
  • Eight of the most significant flood events in our nation’s history have occurred in the past two years.
  • On average, only two inches of water in your home can cause $7,800.00 or more in damage!

Protect Yourself with Flood Insurance

Just a few inches of water from a flood can cause tens of thousands of dollars in damage. Over the past 10 years, the average flood claim has amounted to over $33,000. Flood insurance is the best way to protect yourself from devastating financial loss.

Note: The above information was obtained from the Federal Emergency Management Agency (FEMA).

View the Federal Emergency Management Agency’s (FEMA) website at www.fema.gov/business/nfip/. Flood facts source: www.floodsmart.gov.
Flood Insurance Policies are issued by First Community Insurance Company. 

Call People’s Trust Insurance today to discuss your flood insurance needs: 1-866-972-1547. There is a 30-day wait on most new policies, so please act now.