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| If you're tired of watching your homeowners insurance premiums rise through the roof, take action! In just 5 minutes, we'll give you a free quote that most assuredly will reduce your annual premiums by hundreds or even thousands of dollars. Most likely, your home is already in our database; simply click here and then type in your address. The information will automatically be filled in for you. |  |
 
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| Reinsurance | close x |
| People's Trust has a comprehensive and substantial reinsurance program. The program has been designed to protect People's Trust policyholder surplus in the event of a major catastrophe. People's Trust has placed catastrophe excess of loss reinsurance up to the 100 year modeled return period for its entire portfolio of insureds | |